Insurance & Protection Badges

Buyers don’t just buy products or services — they buy confidence.
The Insurance & Protection badges prove that your business carries appropriate coverage to protect both you and your clients from unforeseen risk.

These verifications show buyers that you take responsibility seriously, operate professionally, and can be trusted with high-stakes engagements.

Suppliers at the Pro and Elite levels are eligible to earn these badges.

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General Liability

Why it matters:
Buyers often require this as a minimum threshold. Without proof, you may be automatically disqualified.

Supplier benefit:
Signals credibility and compliance with standard contract expectations.

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Product Liability

Why it matters:
Buyers need assurance that any product-related damages are covered. Without it, you present unnecessary risk.
Supplier benefit:
Protects both parties and opens access to manufacturing or distribution contracts.

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Umbrella Insurance

Why it matters:
Demonstrates extended coverage beyond standard limits. Buyers see this as proof of financial stability and foresight.

Supplier benefit:
Gives larger clients confidence to award high-value projects.

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Workers’ Compensation

Why it matters:
Buyers expect responsible suppliers who protect their workforce. Missing this coverage raises red flags.
Supplier benefit:
Shows commitment to safety and legal compliance.

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Employer’s Liability

Why it matters:
Covers employment-related claims not handled by workers’ comp. Buyers look for this to minimize HR risk.
Supplier benefit:
Reinforces your professionalism and risk management maturity.

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Employment Practices Liability (EPLI)

Why it matters:
Covers workplace issues like discrimination or wrongful termination. Buyers want assurance your HR operations are protected.

Supplier benefit:
Reduces perceived risk and demonstrates operational integrity.

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Professional Errors & Omissions (E&O)

Why it matters:
Buyers rely on suppliers’ expertise. E&O coverage ensures that errors don’t translate into business losses.
Supplier benefit:
Critical for service, consulting, and tech providers seeking enterprise contracts.

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Technology Errors & Omissions (Tech E&O)

Why it matters:
Tech buyers demand protection against software or system failures. Without it, you’re excluded from sensitive digital work.
Supplier benefit:
Builds trust in your technology offerings and safeguards client confidence.

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Cyber Liability

Why it matters:
Data breaches are a leading cause of buyer risk. Cyber coverage is now a standard requirement in many industries.
Supplier benefit:
Proves readiness to handle sensitive data securely and responsibly.

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Automobile Liability

Why it matters:
Required for suppliers with vehicle fleets or site visits. Missing it signals incomplete risk control.
Supplier benefit:
Ensures compliance and opens logistics, transport, or field-service contracts.

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Hired & Non-Owned Auto (HNOA)

Why it matters:
Protects against liability for rented or employee-owned vehicles used for business. Buyers see it as comprehensive risk planning.

Supplier benefit:
Demonstrates professionalism and operational maturity.

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Commercial Property Insurance

Why it matters:
Buyers want assurance that your facilities and inventory are insured.
Supplier benefit:
Signals long-term stability and safeguards against physical loss or interruption.

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Business Interruption Insurance

Why it matters:
Shows you can recover and continue operations after disruption — critical for supply chain continuity.
Supplier benefit:
Gives buyers confidence in your resilience under pressure.

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Pollution Liability

Why it matters:
Required for industries handling waste or hazardous materials. Without it, you may be excluded from compliance-heavy contracts.
Supplier benefit:
Builds trust with environmental and government buyers.

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Inland Marine Insurance

Why it matters:
Covers tools, equipment, or goods in transit. Buyers need assurance that mobile assets are protected.

Supplier benefit:
Increases credibility for construction, logistics, and field operations.

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Fiduciary Liability

Why it matters:
Protects against errors in managing employee benefits or retirement plans. Buyers appreciate strong governance.
Supplier benefit:
Positions your company as mature and compliant with employee protection laws.

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Summary

Insurance & Protection badges tell buyers one thing: you’re prepared.
They remove hesitation, build confidence, and accelerate your path to approval — especially when risk is part of the equation.